Thursday, December 22, 2011

Apple Cider Vinegar and Honey Remedy

!: Apple Cider Vinegar and Honey Remedy

The health benefits of the apple cider vinegar and honey drink are widely known. This recipe has traditionally been used as an at-home self remedy for many ailments, and even an anti-aging elixir. Many people have smartly made use of its cleansing and disinfecting properties to self-detoxify their body. It is seen as a powerful cleansing agent and natural healing elixir with naturally occurring antibiotic and antiseptic that fights germs and bacteria.

Alkaline-Forming Diet

So, how does this vinegar and honey remedy actually work? A person's bloodstream tends toward becoming acidic with our modern diet of fats, starches and processed foods, (e.g fast foods, meats, peanuts, seafoods, alcohol and coffee)and if your body is acidic, disease can flourish; if it is alkaline, it is in balance and can fight off germs and ailments such as bladder and kidney conditions, osteoporosis, brittle bones, joint pains, aching muscles, low energy and chronic fatigue, and slow digestion. Raw fruits, leafy green vegetables, legumes, and tea are examples of alkaline forming foods. Interestingly and ironically, a food's acid or alkaline-forming tendency in the body has nothing to do with the actual pH of the food itself. For instance, lemons and limes are very acidic, however the end-products they produce after digestion and assimilation are very alkaline so lemons and limes are alkaline-forming in the body. Likewise, meat will test alkaline before digestion but it leaves very acidic residue in the body so, like nearly all animal products, meat is very acid-forming. It is important to know that stomach acid or the pH of the stomach is an entirely different matter from the pH of the body's fluids and tissues. The body has an acid-alkaline (or acid-base) ratio called the pH which is a balance between positively charges ions (acid-forming) and negatively charged ions (alkaline-forming). When this balance is compromised many problems can occur. The body is forced to borrow minerals-including calcium, sodium, potassium and magnesium from vital organs and bones to neutralize the acid and safely remove it from the body. And severe damage can be done to the body due to high acidity. Ideally, for most people, the ideal diet is 75 percent alkalizing and 25 percent acidifying foods by volume. Allergic reactions and other forms of stress also tend to produce excessive acids in the body.

The alkalinity of apple cider vinegar can correct excess acidity in our system and help prevent and fight infection. Honey added to the vinegar naturally makes the mixture more drinkable for people. And the good news is that unprocessed raw honey has been classfified as an alkaline-forming food. (Processed honey is only little acidifying and artifical sweetener is very acidifying). When you first drink the apple cider vinegar formula, it might taste horrible to you, but as your body becomes less acidic and more alkaline, it would begin to taste good. The ailments that could be cured by this apple cider vinegar and honey treatment include:

1. Premature aging

2. Obesity

3. Food poisoning

4. Heat exhaustion

5. Heartburn

6. Brittle nails

7. Bad breath

8. Arthritis

9. High blood pressure

10. High cholesterol level

Try this healthy and refreshing vinegar and honey drink! Essentially, to prepare:

* Mix a tablespoon of apple cider vinegar and a tablespoon of raw honey. (Apple cider vinegar is actually made from fresh, organic, crushed apples that are allowed to mature naturally in wooden barrels, but you can get it easily from the grocery shops or supermarkets.)

* Dissolve in a glass of chilled water.

* Take it twice daily.

Note: For this vinegar and honey remedy, do not get commercial distilled vinegars as they do not contain the same health values of organic, raw apple cider vinegar. The powerful enzymes and minerals like potassium, phosphorus, sodium, magnesium, sulphur, iron copper, fluorine, silicon, pectin and natural malic and tartaric acids, which are important in fighting body toxins and inhibiting bacteria growth, are all destroyed during the distilling process.


Apple Cider Vinegar and Honey Remedy

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Sunday, December 4, 2011

Tax Relief Act of 2010: How the Social Security Tax Cut Affects Small Businesses and Their Employees

!: Tax Relief Act of 2010: How the Social Security Tax Cut Affects Small Businesses and Their Employees

Did you know that the federal government is giving virtually all wage earners and self-employed folks a 2% raise for 2011?

Thanks to the Tax Relief, Unemployment Insurance Reauthorization and Job Creation Act of 2010 (aka Tax Relief Act of 2010), which President Obama signed into law on December 17, 2010, employee wages and/or self-employment income up to 6,800 will be subject to Social Security taxes of 4.2% -- a 2% drop from the 6.2% rate that's been in effect for many years.

Here's how this new law affects employees, the self-employed, and employers.

Employees.
An employee with W-2 compensation of ,000 will see a reduction in Social Security tax withholdings of ,000 over the course of 2011. If your W-2 compensation is 0,000, you'll get an additional ,000 in your take-home pay. The employee Social Security tax of 4.2% applies to the first 6,800 of gross pay, so if you make more than that, your tax cut is limited to ,136 (6,800 x 2%).

Keep in mind that you'll get this tax cut via lower withholdings and higher net pay in each paycheck during the year. At the ,000 annual wage level, this amounts to about /week.

Self-Employed.
The self-employed have the unfortunate honor of paying both the employee and employer share of Social Security taxes via self-employment tax. Normally, instead of 6.2%, you pay 12.4%. The 2011 law reduces your Social Security tax by 2%, so now you'll pay 10.4% instead of 12.4%. End result: you get the same tax break as an employee.

Employers.
The employer has been required to pay 6.2% in Social Security taxes for many years, i.e. the same amount as the employee. Under the new law, only the employee's share of Social Security tax is reduced by 2%. The employer's share remains the same at 6.2%. Sorry!

But this 2011 law does affect the employer, because the employer must change the payroll withholding calculations for the employee's reduced rate of 4.2%. Your payroll software should take care of this, and you should begin using the new rate of 4.2% effective January 1, 2011.

The IRS realizes that the late enactment of the Tax Relief Act of 2010 could make it difficult for employers to change their payroll system so quickly. So the IRS is asking employers to adjust their payroll systems as soon as possible, but not later than Jan. 31, 2011.

If an employer ends up withholding too much Social Security tax in January, the employer should make an offsetting adjustment in workers' pay as soon as possible but no later than March 31, 2011.


Tax Relief Act of 2010: How the Social Security Tax Cut Affects Small Businesses and Their Employees

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